Financing
Community First Fund provides a variety of loans to individuals, businesses and community based organizations. These loans help to start and grow businesses, assist in creating affordable housing, give business owners an opportunity to purchase their business property, and help community nonprofit agencies deliver vital services. We also offer counseling and mortgages to first-time homebuyers in Greater Philadelphia.
We offer access to loans with fair, flexible and transparent terms. Our financing products include:
- Small Business Loans & Microloans
- Affinity Group Lending Program
- Commercial Real Estate Loans
- Affordable & Market Rate Housing Development Loans
- Community Development Loans
- Residential Mortgage Loans
- New Markets Tax Credits
For a list of lenders in your area, visit our Lenders page.
COVID-19 Loans
We're here for you in these uncertain times and we want to help see your business through the COVID-19 crisis. Community First Fund offer loans to small businesses in moderate to low income communities. Learn about the types of loans we have available. Then apply for a loan!
New Markets Tax Credits
For larger projects, Community First Fund also provides financing through the New Markets Tax Credit Program. The New Markets Tax Credit Program was designed by Congress to increase the supply of capital to businesses that operate in low income neighborhoods and to help transform these neighborhoods by providing new jobs for community residents and helping to revitalize neighborhoods.
Guidance
If you are the owner of an existing business and are thinking about expanding, our Community Lenders can help you think about what steps you need to take to make your ideas work. Our staff can review your business expansion plan and financial needs and even refer you to organizations that provide more in-depth assistance.