Financing
Community First Fund wants to help small businesses survive the COVID-19 crisis and come back stronger. Federal resources made available through the CARES Act will provide very limited benefit to the smallest business owners. We believe there will be a surge of interest for these federal loans and grants, creating a competitive market where small businesses simply cannot compete and where bigger businesses will obtain the majority of the funds.
We’re here to help
Community First Fund wants to help your small business in this time of great need. We offer financing to small businesses, commercial real estate projects located in low income and downtown neighborhoods, housing for low and moderate income families, community facilities, and nonprofit community organizations in 15 Pennsylvania counties. A key focus of our lending is to ensure that capital is invested in the underserved communities that need it the most, especially the cities and towns that already face significant challenges with poverty and unemployment. Our goal is to foster economic stability through socially responsible lending.
Loans
We're here for you in these uncertain times and we want to help see your business through the COVID-19 crisis. Community First Fund offer loans to small businesses in moderate to low income communities. It's easy to take the first step. Start a loan application now.
New Markets Tax Credits
For larger projects, Community First Fund also provides financing through the New Markets Tax Credit Program. The New Markets Tax Credit Program was designed by Congress to increase the supply of capital to businesses that operate in low income neighborhoods and to help transform these neighborhoods by providing new jobs for community residents and helping to revitalize neighborhoods.
Guidance
If you are the owner of an existing business and are thinking about expanding, our Community Lenders can help you think about what steps you need to take to make your ideas work. Our staff can review your business expansion plan and financial needs and even refer you to organizations that provide more in-depth assistance.